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AKE's 'Frontier'


Personal Accident Insurance for graduates of AKE's Surviving Hostile Regions training course as approved by AKE Ltd.

You will have received your Personal Accident insurance after successfully completing a hostile environment training course run by AKE. The cover is for death and bodily injury caused by an accident during the course of your usual occupation in accordance with the schedule contained in the wording of the certificate issued which you should read carefully.

This represents 1 Unit of cover on a complimentary basis.

Automatic increases of personal accident cover can be purchased of up to a further 4 units.

Accident Medical and Evacuation for 'Frontier'
You can purchase the Accidental Medical and Evacuation (Medevac) extension that will cover you for 12 months for any region in the world.

AKE Regional Risk Ratings for 'Frontier'
Please check before you travel and during your visit to determine your level of cover. Also note that if your region changes group you have 72 hours to arrange an increase in cover before the level drops.


If you require a specific insurance product please click on the links on the left or email or call us on +44 (0)207 816 5454.

Regional Risk Ratings


Afghanistan (E)
  • Central (E)
  • South and East (E)
  • West and North (E)


  • Albania (A)

    Algeria (C)
  • Kabylie region (D)


  • Andorra (A)

    Angola (B)
  • Cabinda (C)


  • Antigua and Barbuda (A)

    Argentina (A)

    Armenia (A)
  • Nagorno-Karabakh (B)


  • Australia (A)

    Austria (A)

    Azerbaijan (A)
  • Nagorno-Karabakh (B)


  • Bahamas (A)

    Bahrain (B)

    Bangladesh (B)

    Barbados (A)

    Belarus (A)

    Belgium (A)

    Belize (A)

    Benin (A)

    Bhutan (A)

    Bolivia (A)

    Bosnia-Herzegovina (A)
  • Republika Srpska (A)


  • Botswana (A)

    Brazil (A)
  • The Southeast (B)
  • The Southwest (tri-border region) (A)


  • Brunei (A)

    Bulgaria (A)

    Burkina Faso (B)

    Burma (Myanmar) (C)
  • Karen, Shan, Karenni, Kachin states (C)


  • Burundi (B)

    Cambodia (A)
  • Thai border area (B)


  • Cameroon (B)
  • Bakassi Peninsular (B)


  • Canada (A)

    Cape Verde (A)

    Central African Republic (C)
  • North West Region (D)


  • Chad (C)
  • Ndjamena (C)
  • Sudan Border Area (D)


  • Chile (A)

    China (A)
  • Tibet (A)
  • Xinjiang Province (A)


  • Colombia (B)
  • Border with Venezuela (C)
  • Borders with Peru, Brazil (C)
  • Pacific coast (D)


  • Comoros Islands (B)

    Costa Rica (A)

    Cote D'Ivoire (D)
  • Abidjan (D)


  • Croatia (A)

    Cuba (A)

    Cyprus (A)

    Czech Republic (A)

    Democratic Republic of Congo (C)
  • Kinshasa (B)
  • The north and east: Ituri and Kivu (E)


  • Denmark (A)

    Djibouti (A)

    Dominican Republic (A)

    Ecuador (A)
  • Colombian Border Areas (B)


  • Egypt (C)
  • Cairo (C)


  • El Salvador (A)

    Equatorial Guinea (A)

    Eritrea (A)
  • Border with Ethiopia (C)


  • Estonia (A)

    Ethiopia (B)
  • Addis Ababa (B)
  • Border with Eritrea (C)


  • Fiji (A)

    Finland (A)

    France (A)
  • Paris (A)


  • French Guiana (A)

    Gabon (A)
  • Port Gentil (A)


  • Gambia (A)

    Georgia (A)
  • Abkhazia (B)
  • Adjaria (A)
  • South Ossetia (B)


  • Germany (A)

    Ghana (A)
  • North east (Yendi region) (A)


  • Greece (A)

    Grenada (A)

    Guadeloupe (A)

    Guatemala (B)
  • Guatemala City (A)


  • Guinea (Conakry) (C)
  • Conakry (C)


  • Guinea-Bissau (B)

    Guyana (A)

    Haiti (C)

    Honduras (B)

    Hungary (A)

    Iceland (A)

    India (C)
  • Jammu and Kashmir (E)


  • Indonesia (B)
  • Papua Province (C)


  • Iran (B)

    Iraq (E)
  • KRG Territory (C)


  • Ireland (A)

    Israel (C)
  • Gaza Strip (E)
  • West Bank (D)


  • Italy (A)

    Jamaica (A)

    Japan (A)

    Jordan (A)

    Kazakhstan (A)

    Kenya (B)
  • Nairobi (B)
  • North-eastern Province (C)


  • Kosovo (A)

    Kuwait (A)

    Kyrgyzstan (B)

    Laos (A)

    Latvia (A)

    Lebanon (B)

    Lesotho (A)

    Liberia (B)

    Libya (D)
  • Tripoli (C)


  • Liechtenstein (A)

    Lithuania (A)

    Luxembourg (A)

    Macedonia (A)

    Madagascar (B)

    Malawi (A)

    Malaysia (A)

    Maldives (A)

    Mali (B)

    Malta (A)

    Maritime (A)

    Martinique (A)

    Mauritania (B)

    Mauritius (A)

    Mexico (B)
  • Border with Guatemala (A)
  • Northern Border Region (B)
  • The Central-Western Region (A)
  • The Southwest (B)
  • Veracruz (B)


  • Moldova (A)
  • Transnistria (A)


  • Mongolia (A)

    Montenegro (A)

    Morocco (A)
  • Western Sahara (A)


  • Mozambique (A)

    Namibia (A)

    Nepal (B)

    Netherlands (A)

    New Zealand (A)

    Nicaragua (A)

    Niger (C)

    Nigeria (D)
  • Niger Delta (E)
  • Northern Nigeria (D)


  • North Korea (C)

    Norway (A)

    Oman (A)

    Pakistan (E)
  • Khyber Pakhtunkhwa, FATA, Baluchistan (E)


  • Panama (A)

    Papua New Guinea (B)
  • Port Moresby (B)


  • Paraguay (A)
  • The Southeast (tri-border area) (B)


  • Peru (A)

    Philippines (B)
  • Mindanao (E)


  • Poland (A)

    Portugal (A)

    Qatar (A)

    Republic of Congo (A)

    Romania (A)

    Russia (A)
  • Moscow (A)
  • North Caucasus Republics (E)


  • Rwanda (B)

    Samoa (A)

    San Marino (A)

    Sao Tome and Principe (A)

    Saudi Arabia (B)

    Senegal (A)
  • Casamance (C)


  • Serbia (A)

    Seychelles (A)

    Sierra Leone (B)

    Singapore (A)

    Slovakia (A)

    Slovenia (A)

    Solomon Islands (A)

    Somalia (E)
  • Somaliland (C)
  • South and Central Somalia (E)


  • South Africa (B)

    South Korea (A)

    South Sudan (D)

    Spain (A)
  • Basque region (A)


  • Sri Lanka (A)

    St. Kitts and Nevis (A)

    St. Lucia (A)

    St. Vincent and the Grenadines (A)

    Sudan (C)

    Suriname (A)

    Swaziland (A)

    Sweden (A)

    Switzerland (A)

    Syria (D)

    Taiwan (A)

    Tajikistan (B)

    Tanzania (A)

    Thailand (B)
  • Bangkok (C)
  • Narathiwat, Yala, Pattani and Songkhla provinces (C)


  • Timor-Leste (C)

    Togo (B)

    Tonga (A)

    Trinidad and Tobago (A)

    Tunisia (B)

    Turkey (B)
  • Kurdish provinces (C)


  • Turkmenistan (A)

    Uganda (B)

    Ukraine (A)

    United Arab Emirates (A)

    United Kingdom (A)
  • Northern Ireland (A)


  • United States of America (A)
  • Densely Populated Urban Areas (A)


  • Uruguay (A)

    Uzbekistan (A)

    Vanuatu (A)

    Vatican City (A)

    Venezuela (B)

    Vietnam (A)

    Yemen (E)

    Zambia (A)

    Zimbabwe (C)







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