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AKE's 'Frontier'


Personal Accident Insurance for graduates of AKE's Surviving Hostile Regions training course as approved by AKE Ltd.

You will have received your Personal Accident insurance after successfully completing a hostile environment training course run by AKE. The cover is for death and bodily injury caused by an accident during the course of your usual occupation in accordance with the schedule contained in the wording of the certificate issued which you should read carefully.

This represents 1 Unit of cover on a complimentary basis.

Automatic increases of personal accident cover can be purchased of up to a further 4 units.

Accident Medical and Evacuation for 'Frontier'
You can purchase the Accidental Medical and Evacuation (Medevac) extension that will cover you for 12 months for any region in the world.

AKE Regional Risk Ratings for 'Frontier'
Please check before you travel and during your visit to determine your level of cover. Also note that if your region changes group you have 72 hours to arrange an increase in cover before the level drops.


If you require a specific insurance product please click on the links on the left or email or call us on +44 (0)207 816 5454.

Regional Risk Ratings


Afghanistan (E)
  • Central (Ghazni, Logar, Wardak, Bamyan, Parwan, Kapisa, Panjsher, Day Kundi) (E)
  • East (Nangarhar, Laghman, Kunar, Nuristan) (E)
  • Kabul (E)
  • North (Badaghshan, Takhar, Kunduz, Baghlan, Samangan, Balkh, Sari Pul, Jawzjan) (E)
  • South (Nimroz, Helmand, Kandahar, Zabul, Uruzgan) (E)
  • South East (Paktya, Khost, Paktika) (E)
  • West (Faryab, Badghis, Ghor, Herat, Farah) (D)


  • Albania (A)

    Algeria (C)
  • Algiers (C)
  • Kabylie region (D)


  • Andorra (A)

    Angola (B)
  • Cabinda (C)
  • Luanda (B)


  • Antigua and Barbuda (A)

    Argentina (A)
  • Buenos Aires (A)
  • The north-east: Santiago del Estero, Chaco, Corrientes, Missiones,Santa Fe, Entre Rios (A)


  • Armenia (A)
  • Nagorno-Karabakh (B)


  • Australia (A)

    Austria (A)

    Azerbaijan (A)
  • Nagorno-Karabakh (B)


  • Bahamas (A)

    Bahrain (A)

    Bangladesh (B)

    Barbados (A)

    Belarus (A)

    Belgium (A)

    Belize (A)
  • The west region: Orange walk, Toledo, Cayo (A)


  • Benin (A)
  • Nigerian border (A)


  • Bhutan (A)

    Bolivia (A)
  • La Paz (A)
  • The east and north: Pando, Beni, Santa Cruz, Chuquisaca (B)
  • The south: Potosi, Tarija (B)
  • The western highlands: Oruro, La Paz (department), Cochabamba (B)


  • Bosnia-Herzegovina (A)
  • Republika Srpska (A)


  • Botswana (A)

    Brazil (A)
  • The central region: Mato Grosso, Goias, Mato Grosso do Sul (A)
  • The northeast region: Maranhao, Ceara, Piaui, Bahia, Rio Grande do Norte, Alagoas, Sergipe, Pernambuco, Paraiba (A)
  • The northwest region: Amazonas, Para, Amapa, Rorama, Tocantins, Rondonia, Acre (B)
  • The south: Rio Grande do Sul, Santa Catarina, Parana (A)
  • The southeast region: Minas Gerais, Sao Paolo, Rio de Janeiro, Espirito Santo (A)


  • Brunei (A)

    Bulgaria (A)

    Burkina Faso (A)
  • Ouagadougou (B)


  • Burma (Myanmar) (C)
  • Karen, Shan, Karenni, Kachin states (C)


  • Burundi (B)
  • Bujumbura (centre) (B)


  • Cambodia (A)
  • Thai border area (B)
  • Vietnamese border area (A)


  • Cameroon (B)
  • Bakassi Peninsular (B)
  • Douala (A)
  • Yaounde (B)


  • Canada (A)
  • Quebec (A)


  • Cape Verde (A)

    Central African Republic (C)
  • Bangui (B)
  • border with Chad (D)


  • Chad (C)
  • Border with Sudan (Ouaddai and Biltine states) (D)
  • Ndjamena (C)


  • Chile (A)
  • Santiago (A)
  • The south: (regions 10 through to 13): Araucania, Los Lagos, Aisen, Magallanes/Antarticas (A)


  • China (A)
  • Hong-Kong (A)
  • Macau (A)
  • Tibet (A)
  • Xinjiang Province (A)


  • Colombia (B)
  • Bogota (B)
  • The central region: Cundinamarca, Caldas, Tolima, Risaralda, Quindio (B)
  • The east: Meta, Guainia, Vichada, Casanare, Arauca (B)
  • The northeast (Venezuela border areas): Magdalena, Guajira, Cesar, Norte de Santander, Santander, Boyaca (C)
  • The northwest (Caribbean coast): Bolivar, Sucre, Cordoba, Antioquia, Atlantico, San Andres y Providencia (C)
  • The southeast (Peru,Brazil border areas): Guaviare, Vaupes, Amazonas, Caqueta (C)
  • The west (pacific coast): Cauca, Valle de Cauca, Choco (D)


  • Comoros Islands (B)

    Costa Rica (A)

    Cote D'Ivoire (B)
  • Abidjan and coastal cities (B)
  • Area north of former confidence zone (C)


  • Croatia (A)

    Cuba (A)

    Cyprus (A)

    Czech Republic (A)

    Democratic Republic of Congo (DRC) (C)
  • Katanga (C)
  • Kinshasa (B)
  • The north and east: Ituri and Kivu (E)


  • Denmark (A)

    Djibouti (A)

    Dominican Republic (A)
  • The west (border with Haiti): Monte Cristi, Dajabon, Elias Pina, Independencia, Pedernales (A)


  • Ecuador (A)
  • Colombian border areas (B)
  • Quito (A)
  • The central highland region (Loja, Azuay, Canar, Chimborazo, Bolivar, Tungurahua, Cotopaxi, Pichincha, Imbabura, Carchi) (A)
  • The western amazon region (Zamora Chinchipe, Morona Santiago, Pastaza, Napo, Orellana, Sucumbios) (A)


  • Egypt (A)
  • Cairo (B)


  • El Salvador (A)

    Equatorial Guinea (A)

    Eritrea (A)
  • Sohel region (Ethiopian border area) (C)


  • Estonia (A)

    Ethiopia (B)
  • Addis Ababa (B)
  • Border with Eritrea (Amhara, Tigray, Afar) (C)
  • South-east (Ogaden, Somali, eastern Oromia, Dire Dawa, Harari) (C)


  • Fiji (A)

    Finland (A)

    France (A)

    French Guiana (A)

    Gabon (A)
  • Libreville (A)
  • Port Gentil (A)


  • Gambia (A)

    Georgia (A)
  • Abkhazia (Kodori Gorge, Gagra, Gudauta, Sukhumi, Ochamchira, Gulripsh, Gali) (B)
  • Adjaria (Batumi , Keda , Kobuleti , Khelvachauri , Shuakhevi , Khulo) (A)
  • South Ossetia (Akhalgori, Java, Tskhinvali, Znauri) (B)


  • Germany (A)

    Ghana (A)
  • North east (Yendi region) (A)


  • Greece (A)
  • Athens (A)


  • Grenada (A)

    Guadeloupe (A)

    Guatemala (B)
  • Guatemala City (A)


  • Guinea (Conakry) (C)
  • Conakry (C)


  • Guinea-Bissau (B)

    Guyana (A)

    Haiti (C)

    Honduras (B)
  • Border areas (B)


  • Hungary (A)

    Iceland (A)

    India (C)
  • Jammu and Kashmir (E)
  • Major Urban Areas (New Delhi, Mumbai, Kolkata) (C)
  • North East (Assam, Meghalaya, Tripura, Nagaland) (C)
  • Southern Naxalite Belt (Chhattisgarh, Andhra Pradesh) (C)


  • Indonesia (B)
  • Aceh (B)
  • Bali (B)
  • Jakarta (B)
  • Moloccas, Central Sulawesi and West Timor (C)
  • Papua Province (C)


  • Iran (B)
  • Border with Afghanistan (North Khorasan, Razavi Khorasan, South Khorasan) (B)
  • Border with Iraq (Kordestan, Kermanshah, Ilam, Khuzestan) (B)
  • Border with Pakistan (Iran Shahr, Nik Shahr, Chabahar, Khash, Zabol, Zahedan, Saravan) (C)
  • Central (Kerman, Fars, Yazd, Kohgiluyeh va Buyer Ahmad, Chahar Mahal va Bakhtari, Esfahan, Semnan) (B)
  • North (Markazi, Lorestan, Hamadan, Qom, Zan, Qazvin, Mazandaran, Golestan, Gilan, Zanjar) (B)
  • South Coast (Hormozgan, Bushehr, Khuzestan) (B)
  • Tehran (B)


  • Iraq (E)
  • Baghdad (E)
  • KRG Territory (C)


  • Ireland (A)

    Israel (C)
  • Gaza Strip (E)
  • Jerusalem (C)
  • West Bank (D)


  • Italy (A)

    Jamaica (A)

    Japan (A)

    Jordan (A)

    Kazakhstan (A)

    Kenya (B)
  • Nairobi (B)
  • North-Eastern Province (C)
  • Rift Valley (C)


  • Kosovo (A)

    Kuwait (A)

    Kyrgyzstan (B)

    Laos (A)

    Latvia (A)

    Lebanon (B)
  • Beirut (B)


  • Lesotho (A)

    Liberia (B)
  • Monrovia (B)


  • Libya (A)

    Liechtenstein (A)

    Lithuania (A)

    Luxembourg (A)

    Macedonia (A)

    Madagascar (B)
  • Antananarivo (B)


  • Malawi (A)

    Malaysia (A)
  • Johore (A)
  • Sarawak and Sabah (A)


  • Maldives (A)

    Mali (B)
  • Northern Mali (C)


  • Malta (A)

    Martinique (A)

    Mauritania (B)
  • Northern Mauritania (C)
  • Nouakchott (B)


  • Mauritius (A)

    Mexico (B)
  • Mexico Distrito Federal (A)
  • Northern border region (Baja California, Baja California Sur, Sonora, Chihuahua, Coahuila de Saragoza) (B)
  • The central region (Puebla, Guanajuato, Hidalgo, Moreles, Mexico-state, Queretaro, Tlaxcala) (A)
  • The northeast region (Tamaulipas, Veracruz, San Luis Potosi, Nuevo Leon) (B)
  • The northwest region (Durango, Sinaloa, Nayarit, Jalisco, Colima, Zacatecas, Aguascalientes) (B)
  • The southeast region (Yucatan, Tabasco, Champeche, Quintana Roo) (A)
  • The southwest seaboard (Michoacan, Guerrero, Oaxaca, Chiapas) (B)


  • Moldova (A)
  • Transdniestria (A)


  • Mongolia (A)

    Montenegro (A)

    Morocco (A)
  • Western Sahara (A)


  • Mozambique (A)

    Namibia (A)
  • The Caprivi Strip (B)


  • Nepal (B)
  • Kathmandu (B)


  • Netherlands (A)

    New Zealand (A)

    Nicaragua (A)
  • Managua (A)


  • Niger (C)
  • Niamey (B)


  • Nigeria (D)
  • Abuja (B)
  • Bakassi Peninsula (B)
  • Lagos (C)
  • Niger Delta (E)
  • Northern Nigeria (C)
  • Port Harcourt (E)


  • North Korea (C)

    Norway (A)

    Oman (A)

    Pakistan (E)
  • Baluchistan (esp. Quetta) (E)
  • NWFP and Federally Administered Tribal Areas (E)


  • Panama (A)
  • Border areas with Colombia: Darien, Kuna Yala, Embera (A)


  • Papua New Guinea (B)
  • Port Moresby (B)


  • Paraguay (A)
  • Tri-border area (B)


  • Peru (A)
  • Departments of Cusco, Ayacucho and Huancavelica (B)
  • South-eastern Loreto, Amazonas and San Martin (B)


  • Philippines (B)
  • Metro Manila (B)
  • Mindanao (Carago, Davao, Zamboanga, MMAR) (E)


  • Poland (A)

    Portugal (A)

    Qatar (A)

    Republic of Congo (A)
  • Brazzaville (A)
  • Pointe Noire (A)


  • Romania (A)

    Russia (A)
  • Chechnya (E)
  • Dagestan (E)
  • Ingushetia (E)
  • Moscow City (A)


  • Rwanda (B)
  • Border with Burundi (B)


  • Samoa (A)

    San Marino (A)

    Sao Tome and Principe (A)

    Saudi Arabia (B)

    Senegal (A)
  • Casamance (C)
  • Dakar (A)


  • Serbia (A)
  • Belgrade (A)


  • Seychelles (A)

    Sierra Leone (B)

    Singapore (A)

    Slovakia (A)

    Slovenia (A)

    Solomon Islands (A)

    Somalia (E)
  • Bay Region (Baidoa) (E)
  • Mogadishu (E)
  • Puntland (D)
  • Somaliland (C)
  • Southern Somalia (not Bay region) (E)


  • South Africa (B)
  • Cape Town (A)
  • Central (KwaZulu-Natal, Free State, North-west Province) (A)
  • Gauteng (Johannesburg, Tshwane, Ekurhuleni, Metsweding, Sedibeng, West Rand) (B)


  • South Korea (A)

    Spain (A)
  • Basque region (A)


  • Sri Lanka (B)
  • Colombo District (B)
  • Vanni Region (C)


  • St. Kitts and Nevis (A)

    St. Lucia (A)

    St. Vincent and the Grenadines (A)

    Sudan (C)
  • Darfur (D)
  • DRC and Ugandan border (C)
  • Khartoum (B)
  • South Sudan (D)


  • Suriname (A)

    Swaziland (A)

    Sweden (A)

    Switzerland (A)

    Syria (A)

    Taiwan (A)

    Tajikistan (B)
  • Afghan border (A)


  • Tanzania (A)
  • Zanzibar (B)


  • Thailand (B)
  • Bangkok (C)
  • Narathiwat, Yala, Pattani and Songkhla provinces (C)
  • Thai/Cambodia Border (B)


  • Timor-Leste (C)

    Togo (B)
  • Lome (B)


  • Tonga (A)

    Trinidad and Tobago (A)

    Tunisia (A)

    Turkey (B)
  • Istanbul (Eminonu, Eyup, Bakirkoy, Sultanahmet, Beyoglu, Besiktas, Uskudar, Kadikoy) (A)
  • Kurdish provinces (Bingol, Bitlis, Diyarbakir, Hakkari, Mus, Siirt, Sirnak, Tunceli and Dogu Anadolu) (C)


  • Turkmenistan (A)
  • Ashgabad (A)


  • Uganda (B)
  • Border with Sudan (C)
  • DRC border (C)
  • Kampala (B)


  • Ukraine (A)

    United Arab Emirates (A)

    United Kingdom (A)
  • Northern Ireland (A)


  • United States of America (A)
  • Poor urban zones: New York, Los Angeles, Chicago (A)


  • Uruguay (A)

    Uzbekistan (A)
  • Ferghana Valley (B)


  • Vanuatu (A)

    Vatican City (A)

    Venezuela (B)
  • The northeast including the Orinoco belt: Guarico, Anzoategui, Monagas, Sucre, Miranda, Aragua, Carabobo, Distrito Federal, Nueva Esparta (B)
  • The northwest: Apure, Barinas, Zulia, Falcon, Lara, Portugesa, Cojedes, Merida, Trujillo, Tachira, Yaracuy (C)


  • Vietnam (A)

    Yemen (D)
  • Sa'adah Province (E)


  • Zambia (A)
  • DRC border (B)


  • Zimbabwe (C)
  • Harare (C)








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