Security and Political Risk Management
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AKE Regional Risk Ratings

The Risk Ratings hereunder apply and for the sole use of the Frontier Insurance Programme.

Afghanistan (D)
  • Central (D)
  • Kabul (C)
  • North (C)
  • South and east (E)
  • West (C)


  • Albania (A)
  • North (A)


  • Algeria (D)
  • Algiers (Algiers, al-Qasbah, Bab al-Oued, al-Muhammediyah) (E)
  • At-Tindouf (C)
  • Central (C)
  • South (al-Adrar, at-Tamanrassit, al-Iziyah) (C)
  • The North (D)


  • Angola (A)
  • Cabinda (C)


  • Argentina (A)
  • Buenos Aires (A)
  • The central region: La Pampa, Mendoza, Buenos Aires (province), Cordoba, San Luis (A)
  • The north-east: Santiago del Estero, Chaco, Corrientes, Missiones,Santa Fe, Entre Rios (A)
  • The north-west: Salta, Catamarca, La Rioja, San Juan, Jujuy, Tucuman (A)
  • The south: Tierra del Fuego, Santa Cruz, Chubut, Rio Negro, Neuquen (A)


  • Armenia (A)
  • Nagorno-Karabakh (A)


  • Aruba (A)
  • Oranjestad (A)


  • Australia (A)
  • Urban areas (A)


  • Azerbaijan (A)
  • Nagorno-Karabakh (A)


  • Bahamas (A)
  • Central Islands: Andros, Harbour Island, Eleuthra, Cat Island, Exumas, Long Island, San Salvador (A)
  • Nassau (A)
  • Northern Islands: Grand Bahama Island, Abaco (A)
  • Southern Islands: Crooked Island, Acklins Island, Mayaguana, Inaguas (A)


  • Bahrain (A)
  • Western government interests (A)


  • Bangladesh (B)
  • Urban centres (B)
  • Western border with India (A)


  • Barbados (A)
  • Bridgetown (A)


  • Belize (A)
  • Belmopan (A)
  • The east region: Corozal, Belize, Stan Creek (A)
  • The west region: Orange walk, Toledo, Cayo (A)


  • Benin (A)
  • Nigerian border (A)


  • Bermuda (A)
  • Hamilton (A)
  • North and west: Smiths Hamilton (Parish), St Georges (A)
  • South and east: Sandys, Southhampton, Warwick, Paget, Pembroke, Devonshire (A)


  • Bhutan (A)
  • Samdrup Jongkhar (A)


  • Bolivia (A)
  • La Paz (A)
  • The east and north: Pando, Beni, Santa Cruz, Chuquisaca (B)
  • The south: Potosi, Tarija (A)
  • The western highlands: Oruro, La Paz (department), Cochabamba (A)


  • Bosnia-Herzegovina (A)
  • Republika Srpska (A)
  • Sarajevo (A)


  • Brazil (A)
  • The central region: Mato Grosso, Goias, Mato Grosso do Sul (A)
  • The northeast region: Maranhao, Ceara, Piaui, Bahia, Rio Grande do Norte, Alagoas, Sergipe, Pernambuco, Paraiba (A)
  • The northwest region: Amazonas, Para, Amapa, Rorama, Tocantins, Rondonia, Acre (A)
  • The south: Rio Grande do Sul, Santa Catarina, Parana (A)
  • The southeast region: Minas Gerais, Sao Paolo, Rio de Janeiro, Espirito Santo (B)


  • British Virgin Islands (A)
  • Main Islands: Tortola, Virgin Gorda, Anegada,Jost Van Dyke (A)
  • Small Islands: Beef, Cooper, Ginger, Great Camanoe, Great Thatch, Guana Islands, Moskito, Necker, Norman, Peter, Salt (A)


  • Burkina Faso (A)
  • Ouagadougou (A)


  • Burma (Myanmar) (B)
  • Karen, Shan, Karenni, Kachin states (B)


  • Burundi (B)
  • Bujumbura (centre) (B)
  • Bujumbura Rural and Bujumbura suburbs (B)
  • Cibitoke (B)


  • Cambodia (A)
  • Thai border area (A)
  • Vietnamese border area (A)


  • Cameroon (A)
  • Area of Lake Chad (B)
  • Bakassi Peninsular (B)
  • Douala (A)
  • Yaounde (A)


  • Canada (A)
  • Large cities: Ottawa, Toronto, Vancouver (A)
  • North: Yukon Territory, Northwest territories, Nunavut (A)
  • Quebec (A)
  • Southeast: Manitoba, Ontario, Churchill Falls, Newfoundland and Labrador, Fredericton, Nova Scotia (A)
  • Southwest: British Columbia, Alberta, Saskatchewan (A)


  • Cayman Islands (A)
  • Cayman Brac and Little Cayman (A)
  • Georgetown (A)


  • Central African Republic (A)
  • Bangui (A)
  • border with Chad (C)


  • Chad (B)
  • Border with Sudan (Ouaddai and Biltine states) (C)
  • Chad/Cameroon/CAR tri-border area (B)
  • Ndjamena (B)
  • Tibetsi region (A)


  • Chile (A)
  • Santiago (A)
  • The centre (region 5 through to 9): Valparaiso, Santiago (region), OHiggins, Maule, BioBio (A)
  • The north (regions 1 through to 4): Tarapaca, Antofagasta, Atacama, Coquimbo (A)
  • The south: (regions 10 through to 13): Araucania, Los Lagos, Aisen, Magallanes/Antarticas (A)


  • China (A)
  • Guangdong Province (A)
  • Hong-Kong (A)
  • Macau (A)
  • Tibet (A)
  • Xinjiang Province (A)


  • Colombia (B)
  • Bogota (B)
  • The central region: Cundinamarca, Caldas, Tolima, Risaralda, Quindio (B)
  • The east: Meta, Guainia, Vichada, Casanare, Arauca (B)
  • The northeast (Venezuela border areas): Magdalena, Guajira, Cesar, Norte de Santander, Santander, Boyaca (B)
  • The northwest (Caribbean coast): Bolivar, Sucre, Cordoba, Antioquia, Atlantico, San Andres y Providencia (B)
  • The southeast (Peru,Brazil border areas): Guaviare, Vaupes, Amazonas, Caqueta (C)
  • The southwest (Ecuador border areas): Putumayo, Narino, Huila (C)
  • The west (pacific coast): Cauca, Valle de Cauca, Choco (C)


  • Comoros Islands (A)
  • Anjouan (C)
  • Grand Comore (B)
  • Moheli (A)


  • Costa Rica (A)
  • North and east: Guanacaste, Alajuela, Heredia, Limon (A)
  • San Jose (A)
  • South and west: Puntarenas, Cartago, San Jose (province) (A)


  • Cote D'Ivoire (A)
  • Abidjan and coastal cities (A)
  • Area north of former confidence zone (C)
  • Western border with Liberia (B)


  • Cuba (A)
  • Havana (A)
  • The central region: Matanzas, Cienfuegos, Villa Clara, Sancti Spiritus, Ciego de Avila (A)
  • The east: Camaguey, Las Tunas, Granma, Santiago de Cuba, Holguin, Guantanamo (A)
  • The west: Pinar del Rio, Isla de Juventud, La Habana (province boundary) (A)


  • Cyprus (A)
  • Repuplic of Northern Cyprus (A)


  • Democratic Republic of Congo (DRC) (B)
  • Katanga (B)
  • Kinshasa (B)
  • The north and east: Ituri and Kivu (D)


  • Dominican Republic (A)
  • Santa Domingo (A)
  • The centre-east: Maria Trinidad Sanchez, Duarte, Sanchez Ramirez, Monsenor Nouel, San Jose de Ocoa, Peravia, San Critsobal (A)
  • The centre-west: Puerto Plata, Valverde, Santiago Rodriguez, Santiago, San Juan, Baoruco, Barahona, Azua, La Vega, Salcedo, Espallit (A)
  • The east: Samana, Monte Plata, Santa Domingo (province) San Pedro de Macoris, El Seibo, La Romana, La Altagracia (A)
  • The west (border with Haiti): Monte Cristi, Dajabon, Elias Pina, Independencia, Pedernales (A)


  • East Timor (C)
  • Dili (C)


  • Ecuador (A)
  • Colombian border areas (B)
  • Quito (A)
  • The central highland region (Loja, Azuay, Canar, Chimborazo, Bolivar, Tungurahua, Cotopaxi, Pichincha, Imbabura, Carchi) (A)
  • The coastal regions and galapagos ( El Oro, Guayas, Los Rios, Manabi, Esmeraldas, Galapagos Islands) (A)
  • The western amazon region (Zamora Chinchipe, Morona Santiago, Pastaza, Napo, Orellana, Sucumbios) (A)


  • Egypt (A)
  • Middle Nile region (A)
  • Sinai (A)


  • El Salvador (A)
  • San Salvador (A)
  • The central region: Cuscatlan, Cabanas, San Vicente, Usulatan (A)
  • The eastern region: San Miguel, Morazan, La Union (A)
  • The western region: Ahuachapan, Santa Ana, Sonsonate, Chaletenango, La Libertad (A)


  • Eritrea (A)
  • Sohel region (Ethiopian border area) (B)


  • Ethiopia (A)
  • Addis Ababa (A)
  • border with Eritrea (B)
  • In the Ogaden and the border with Somalia (C)
  • Sudanese border (A)


  • Finland (A)
  • Helsinki (A)


  • France (A)
  • Corsica (A)
  • Deprived suburban areas (A)
  • Marseille (A)
  • Paris (A)


  • French Guyana (A)
  • Cayenne (A)
  • The East: (Arrondisment of Cayenne): Camopi, Saint-Georges, Ouanary, Regina, Roura, Saint-Elies, Iracoubo, Sinnamary, Kourou, Macouria, Montsinery-Tonnegrande, Matoury, Cayenne (commune), Remire-Montjoly (A)
  • The West (Arrondisment of Saint-Laurent-du-Maroni): Awala-Yalimapo, Mana,Saint-Laurent-du-Maroni, Apatou, Grand-Santi, Papaichton, Saul, Maripasoula (A)


  • Georgia (A)
  • Abkhazia (A)
  • Pankisi Gorge (B)
  • South Ossetia (B)


  • Ghana (A)
  • North east (Yendi region) (A)


  • Greece (A)
  • Athens (A)


  • Grenada (A)
  • Saint Georges (A)


  • Guatemala (A)
  • Guatemala City (A)


  • Guinea (Conakry) (B)
  • Liberian border (B)
  • Sierra Leone border (A)


  • Guinea-Bissau (A)
  • Border with Senegal (A)


  • Guyana (A)
  • Urban areas (A)


  • Haiti (B)
  • Haiti urban areas (B)


  • Honduras (A)
  • Border areas (A)


  • India (B)
  • Areas of Maoist Operation (B)
  • Jammu and Kashmir (D)
  • Major Urban Centres: New Delhi, Mumbai, Chennai, Kolkata (B)
  • The north-eastern states (C)


  • Indonesia (B)
  • Aceh (B)
  • Jakarta (B)
  • Moloccas, Central Sulawesi and West Timor (B)
  • Papua Province (B)


  • Iran (A)
  • Kerman, Bam (A)
  • Tehran (A)


  • Iraq (E)
  • Baghdad (E)
  • Kurdish Regional Government (KRG) territory (al-Arbil, ad-Dahuk, as-Sulaymaniyah) (C)
  • The central region (al-Anbar, al-Babil, ad-Diyala, al-Karbala, Salah ad-Din, al-Wassit) (E)
  • The non-KRG north (an-Ninawa, at-Tamim) (E)
  • The south (al-Basrah, adh-Dhi Qar, al-Muthanna, al-Maysan, an-Najaf, al-Qadissiyah) (E)


  • Israel (C)
  • Gaza Strip (E)
  • Jewish Settlements in the West Bank (C)
  • Northern border area - the Golan Heights and Shebaa Farms (B)
  • West Bank (D)


  • Jamaica (A)
  • West Kingston (A)


  • Jordan (A)
  • Amman (A)
  • Ma'an (A)


  • Kazakhstan (A)
  • Kentau, Turkestan, Shymkent (A)


  • Kenya (B)
  • Kisumu, Nyanza Province (B)
  • Mombasa (A)
  • Mount Elgon (B)
  • Nairobi (B)
  • North-Eastern Province (A)
  • Rift Valley (B)


  • Kuwait (A)
  • Iraqi border (A)
  • Western interests (B)


  • Kyrgyzstan (A)
  • Osh (A)


  • Lebanon (D)
  • Beirut (D)
  • Beka'a Valley (B)
  • Border with Israel (C)
  • Tripoli (C)


  • Lesotho (A)
  • Maseru (A)


  • Liberia (B)
  • Buchanan (B)
  • Freeport (B)
  • Monrovia (B)


  • Macedonia (A)
  • Kosovan border (A)


  • Malaysia (A)
  • Johore (A)
  • Sarawak and Sabah (A)


  • Mali (A)
  • Northern Mali (B)


  • Mexico (A)
  • Mexico Distrito Federal (A)
  • Northern border region (Baja California, Baja California Sur, Sonora, Chihuahua, Coahuila de Saragoza) (A)
  • The central region (Puebla, Guanajuato, Hidalgo, Moreles, Mexico-state, Queretaro, Tlaxcala) (A)
  • The northeast region (Tamaulipas, Veracruz, San Luis Potosi, Nuevo Leon) (A)
  • The northwest region (Durango, Sinaloa, Nayarit, Jalisco, Colima, Zacatecas, Aguascalientes) (A)
  • The southeast region (Yucatan, Tabasco, Champeche, Quintana Roo) (A)
  • The southwest seaboard (Michoacan, Guerrero, Oaxaca, Chiapas) (A)


  • Moldova (A)
  • Transdniestria (A)


  • Mongolia (A)
  • Ulan Bator, Chinese border trading hubs (A)


  • Morocco (A)
  • Western Sahara (A)


  • Namibia (A)
  • The Caprivi Strip (A)


  • Nepal (B)
  • Kathmandu (B)


  • Nicaragua (A)
  • Border areas (A)
  • Managua (A)


  • Niger (A)
  • Nigerian border (A)
  • Northern borders (B)


  • Nigeria (C)
  • Abuja (B)
  • Bakassi Peninsular (B)
  • Border with Benin (B)
  • Border with Niger (B)
  • Lagos (B)
  • Niger Delta (D)
  • Port Harcourt (D)


  • Oman (A)
  • Western interests (A)


  • Pakistan (D)
  • Baluchistan (esp. Quetta) (D)
  • Karachi (D)
  • Major urban centres, excluding Karachi (D)
  • NWFP and Federally Administered Tribal Areas (E)


  • Panama (A)
  • Border areas with Colombia: Darien, Kuna Yala, Embera (A)
  • Panama City (A)
  • The central region: Los Santos, Cocle, Herrera, Panama, Colon (A)
  • The west region: Bocas del Toro, Chiriqui, Veraguas, Ngoble-Bugle (A)


  • Papua New Guinea (A)
  • Bougainville (A)
  • Highlands (A)
  • Port Moresby (A)


  • Paraguay (A)
  • Tri-border area (A)


  • Peru (A)
  • Border areas with Colombia (A)
  • Departments of Cusco, Ayacucho and Huancavelica (A)
  • South-eastern Loreto, Amazonas and San Martin (A)


  • Philippines (B)
  • Metro Manila (B)
  • Mindanao (C)
  • NPA areas in northern and southern Luzon (B)


  • Qatar (A)
  • Western government interests (A)


  • Republic of Congo (A)
  • Brazzaville (A)
  • Pointe Noire (A)


  • Russia (A)
  • Chechnya (E)
  • Dagestan (D)
  • Ingushetia and North Ossetia (D)
  • Moscow City (A)
  • Other North Caucasus Republics (C)


  • Rwanda (B)
  • Border with Burundi (B)


  • Saudi Arabia (B)
  • Border with Yemen (B)
  • Eastern Province and Riyadh Province including Riyadh city (B)
  • Energy Infrastructure (C)
  • Mecca Province and Medina Province including Jeddah Mecca and Medina (B)
  • Western government interests (B)


  • Senegal (A)
  • Casamance (B)
  • Dakar (A)


  • Serbia (A)
  • Belgrade (A)
  • Kosovo (B)


  • Somalia (D)
  • Bay Region (Baidoa) (D)
  • Central Somalia (B)
  • Mogadishu (E)
  • Somaliland (B)
  • Southern Somalia (not Bay region) (D)


  • South Africa (A)
  • Poor urban zones (A)


  • Spain (A)
  • Basque region (A)
  • Urban areas and resorts (A)


  • Sri Lanka (C)
  • Central (Kandy, Matale, Badulla, Puttalam, Kurunegala, Anuradhapura, Polonnaruwa) (B)
  • Colombo District (Colombo, Sri Jayawardenapure-Kotte, Katunayake) (C)
  • East (Batticaloa, Ampara, Arugam Bay, Kattankudy, Vandeloos) (C)
  • Jaffna District (Jaffna City, Kankesanthurai, Palaly, Elephant Pass) (C)
  • South (Kalutara, Ratnapura, Galle, Matara, Hambantota, Moneragala, Gampaha) (B)
  • Trincomalee District (Trincomalee, Muttur, Kuchaveli, Nilaveli, Kantalai, Kinniya, Kantale) (C)
  • Vanni (Killinochchi, Mullaitivu, Vavuniya, Mannar) (D)


  • Sudan (B)
  • Darfur (C)
  • DRC and Ugandan border (B)
  • Khartoum (A)
  • South Sudan (B)


  • Syria (A)
  • The provinces of al-Hasakeh, al-Raqua and Aleppo (A)


  • Tajikistan (A)
  • Afghan border (A)


  • Tanzania (A)
  • Border with Burundi (A)
  • Zanzibar (A)


  • Thailand (A)
  • Bangkok (A)
  • Narathiwat, Yala, Pattani and Songkhla provinces (B)


  • Togo (A)
  • Lome (A)


  • Turkey (B)
  • Borders with Iraq and Iran (B)
  • Istanbul and Ankara (B)


  • Turkmenistan (A)
  • Ashgabad (A)


  • Uganda (B)
  • border with Sudan (B)
  • DRC border (B)
  • Kampala (A)


  • United Arab Emirates (UAE) (A)
  • Western government interests (A)


  • United Kingdom (A)
  • Urban zones (A)


  • United States of America (A)
  • Poor urban zones (A)


  • Uzbekistan (A)
  • Ferghana Valley (B)


  • Venezuela (A)
  • The northeast including the Orinoco belt: Guarico, Anzoategui, Monagas, Sucre, Miranda, Aragua, Carabobo, Distrito Federal, Nueva Esparta (A)
  • The northwest: Apure, Barinas, Zulia, Falcon, Lara, Portugesa, Cojedes, Merida, Trujillo, Tachira, Yaracuy (A)
  • The south: Amazonas, Bolivar, Delta Amacuro (A)


  • Yemen (C)
  • Central north (al-Jawf, al-Marib) (B)
  • The East (al-Hadramawt, al-Mahrah, ash-Shabwah) (B)


  • Zambia (A)
  • DRC border (B)


  • Zimbabwe (B)
  • Harare and Bulawayo (B)




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